function callProperty(elid)
{
	el=document.getElementById(elid);
	xajax_getFeaturedProperty(1,el.value);
}

function showProperty()
{
	el=document.getElementById('current');
	ifrm=document.getElementById('frm');
	//window.location='showFProperty.php?property='+el.value;
	ifrm.src='showFProperty.php?property='+el.value;
}

function setMainText(link, ele)
{
	elall=document.getElementById('all');
	allstr='';
	eltitle='';
	elfirst='';
	elsecond='';
	el=document.getElementById('current');		
	switch(link)
	{
		case -1:
		    if(el.value==-1) return 0;
			eltitle='&nbsp;';
			elfirst='<br><br><iframe id="frm" width="100%" height="350px" src="showFProperty.php?property='+el.value+'" scrolling="no" frameborder="0"></iframe> ';
			elsecond='';
			break;	
		case 0:
				eltitle='Welcome to REMIS, Real Estate Management and Information<br>'+
'System, the website of REO America';
				elfirst='This site provides insights into our services and is an information access point for our partners and associates.  For our associates, this site is an interactive management system and information hub.  It allows us to access, report, and respond to information on our assets under management.  In the future you will find listings of our properties for sale<br> and for rent.<br><br>'+
    'Please enjoy the use of our site. Should you have any questions<br>'+
'or recommendations for our site please write to <a style="color:#ffffff" href="mailto:info@reo-america.com">info@reo-america.com</a>.';
				elsecond='';
				break;
		case 1:
				eltitle='Custodial Services';
				elfirst='In leveraged transactions, lenders require third party service providers (custodial or collateral agents) to verify the assets and track receipts. National banks accept REO America as a collateral agent for such leveraged transactions.Our collateral agency department uses our tracking system to provide superior services. In this group, speed and accuracy of processing are our competitive advantages.';
				elsecond='We understand that any hesitation to process receipts has a direct, negative impact on our client’s returns.'+
'Similarly, the need for prompt verification of asset and reporting allows our clients to maintain optimum leverage. Our new internet based system will allow clients to print reports at their convenience 24/7/365.'+
'For more information on these services, please contact cagent@reo-america.com';
				break;
		case 2:
				eltitle='Property Management';
				elfirst='REO America keeps certified property managers on staff to supervise local managers of income producing properties. We primarily service small to mid-sized projects including apartment complexes, retail centers, shopping centers, office buildings, and light industrial properties.'+
'Our main office provides the strategies, budgeting, accounting, approvals, and high level oversight of the projects. Our on-site managers focus on the day-to-day operations of the project. This structure ensures that our clients receive the best use of each team member’s talents. In more traditional property management firms the budgeting and strategy are pushed down to the local managers who typically have little training in these areas and may not understand the bigger scope of the project.';
				elsecond='We keep these critical aspects with the executives who know how to make a project work. Furthermore, this allows our on-site partners to do what they do best – daily operations.'+
'REO America manages properties across the country; our structure does not limit us geographically. Our in-house asset managers keep close supervision of our on-site partners through constant communication and periodic visits. Also, we structure our deals with local managers such that it is in their best interest to optimize the net operating income of a project.'+
'We have had great success in our property management division. Given our other services, we excel at turn-around properties. Again, we provide these services for our own account as well as clients, so our clients know that we are always in their shoes.'+
'For more information on these services, please contact us at pmanagement@reo-america.com.';
				break;
		case 3:
				eltitle='Asset Management';
				elfirst='REO America is a special servicer of delinquent and distressed real estate assets. Our particular specialty lies in tax lien investments; however, we provide services to all types of real estate backed receivables and assets. We pride ourselves in our unique skills of managing difficult titles and distressed structures.'+
'Our asset management services provide A-Z management of client portfolios: from collections, to foreclosure proceedings management, to title clearing, to renovations planning and management, all the way through the final liquidation of the assets. We manage the investment with the client’s goals always in mind – make the largest return as quickly as possible.'+
'Our sophisticated technology not only tracks the assets and the continued investments therein, but it also enhances our productivity through its communications module. ';
				elsecond='This system keeps us in constant communication with our network of vendors (attorneys, contractors, real estate agents, etceteras). The improved productivity means quicker turnaround times for our clients.'+
'Truly, it is the skill of our team members and the experience of our vendors that give us an ultimate competitive edge. Our network branches across the country and into nearly all types of real estate. We manage the following property types: vacant lots, vacant acreage, residential homes, multi-family complexes, retail strip and shopping centers, office complexes, and light industrial facilities.'+
'In addition to servicing client portfolios, we maintain our own portfolio of distressed REO properties. This practice keeps our strategies on the cutting edge and ensures that our techniques are aligned with our clients’ interests.'+
'For more information on these services, please contact us at: assetmanagement@reo-america.com.';
				break;
		case 4:
				eltitle='Tax Lien Services';
				elfirst='REO America provides the full array of services for tax lien investors. Our experience in the due diligence of and acquisitions through auctions, internet auctions, bulk purchases, aged portfolio purchases fulfill the needs of buyers looking for quality product. Our servicing platform squeezes efficiencies from the inherent inefficient collection process. Finally, our industry leading performance in foreclosures processing and REO sales maximize client returns.'+
'Research and Acquisitions'+
'In asset pools, the largest factor to the success of the pool is always the quality of the underlying assets. This is true for tax lien portfolios and mortgage pools alike. Therefore, it is the initial due diligence or underwriting of the assets that is most critical to the returns to the investors.'+
'With decades of collective experience, our due diligence standards and procedures are second to none. We use a conservative strategy to ensure quality, predictability, and overall performance. Our techniques look to ensure the performance of the asset, predict the timing of the performance, and if necessary guarantee the over-collateralization of the assets. This is accomplished through historical data, computer modeling, property reports, and property inspections.'+
'Following suit, our acquisitions standards exploit opportunities and mitigate risks. We discover unique markets with greater margins. Our years of experience have fine tuned our criteria to significantly reduce potential losses.'
'Our team has purchased over $300 million in delinquent real estate assets, both in bulk pools and individually. These purchases have been made over the past 12 years and our success is self-evident.'+
'Portfolio Management'+
'After acquisitions comes the management of the portfolio. In this facet, strict adherence to laws and timely processing are critical to the portfolio’s return. Tax lien laws vary by state and rules change by county or city taxing jurisdictions. We are keenly familiar with the laws affecting our portfolios under management. Furthermore, our long-lasting relationships with our vendor attorneys across the country keep us in tune with upcoming legislation and news.';
				elsecond='While opportunities abound in the real estate side of tax liens, 98% of the portfolio will create returns through redemptions. Therefore, timely processing and accurate tracking of payments is necessary to maximize returns. We process redemptions the same day they are received, including making the deposits. The use of lockboxes can further shorten the processing of receipts.'+
'We provide simple and accurate reporting to our clients to meet their needs. We understand that our clients need to quickly, accurately, and effectively communicate the status of their portfolios to their investors and lenders. We strive to make our client’s lives easy. Our new internet based system will go further to that end by allowing them to print reports from anywhere in the world, 24/7/365.'+
'Foreclosures and REO'+
'It is not by accident that this is our namesake; foreclosures and REO properties are our specialty. Properties with complicated titles, in disrepair, and other nuances do not scare us – this is what we do. Through our network of attorneys, title companies, contractors, real estate agents, and other vendors, we coordinate our efforts to maximize returns for our clients.'+
'We manage the processes of foreclosure, title clearing, remodeling/renovations, marketing, and liquidating of all real estate based assets. In this game, time is the enemy. Our knowledge and experience ensure the quickest turn-around times and quality of results.'+
'REO America is member of the National Tax Lien Association (www.ntlainfo.org). Mr. Gale, our president, is a board member and the Treasurer of the NTLA. He has held the offices of vice president, and secretary at the NTLA.'+
'REO America has been engaged by two separate investor groups to provide expert witness testimony in the tax lien industry. These groups were seeking expert advise on the industry to pursue suits against other third-party servicers. To our knowledge, no other firm has had two of these sort of engagements.'+
'For more information on these services, please contact us at: taxliens@reo-america.com.';		
				break;
		case 5:
				eltitle='About REO America';
				elfirst='REO America is a service provider for delinquent and defaulted real estate loans and tax liens, as well as REO (real estate owned). We provide the investment management of these assets from pre-purchase due diligence, through acquisitions, performance tracking, collections, foreclosure, title clearing, renovations, and liquidation. In addition to managing these investments for our institutional clients, we manage our own portfolio. We believe this not only aligns our interests with our clients, but also keeps us innovating new strategies.'+
'REO America has over 30 years of combined experience in servicing underperforming receivables associated with real estate. The principal of the Company managed a tax lien investment fund for eight years before starting REO America. The strategies employed there increased the portfolio’s gross yield by 2% and reduced costs by 50 basis points. Our experienced is recognized inside and outside the industry as evidenced by our two engagements as an expert witness for tax lien services related lawsuits.'+
'The Company is focused upon executing strategies to meet the goals of its clients. We strive to create efficiencies in historically inefficient markets in order to enhance our clients’ returns. REMIS is just one way we have streamlined communications and information sharing. The system allows all associates who interact with a property to access and share information at anytime convenient to the person, which is essential for managing assets across the country.';
				elsecond='There is no limit to our services or investments related real estate; however, we specialize in the turn-around of underperforming assets. We create value and income by repositioning properties and portfolios. Our services cover all property types, including those needing environmental clean-ups. Our own portfolio consists of single family residence, apartment complexes, retail, and mixed use properties. We invest in long-term hold properties as well as foreclosure, fix-n-flip assets.'+
'While our primary experience has been in tax liens and REO we desire to venture into loan servicing for underperforming loan pools. The loan market is much larger and the foreclosures more secure, but the margins are smaller. Our efficiencies in servicing the more complex assets have prepared us to service the tighter margin loans.';				
				break;
		case 6:
				eltitle='Search Properties';
				elfirst='Pardon our mess... This page is currently under construction.';
				elsecond='';				
		
				break;				
		case 7:
				eltitle='Meet Us';
				elfirst='';
				elsecond='';						
				break;								
		case 8:
				eltitle='Douglas Gale<br>President and owner of the REO America group of companies';
				elfirst='<img src="img/1.jpg" width="250">';
				elfirst_='&nbsp;&nbsp;Douglas Gale is the President and owner of the REO America group of companies.  He founded the firm in 2003 at the conclusion of an eight-year career at a small investment firm.  Under his direction REO America has grown by revenue multiples each year.'+
				'His career at the previous firm started as the acquisitions manager for their tax lien investment fund when it was valued at just $10 million.  In the first three years he led the growth of the fund to $80 million while increasing its sustained return by more than 3.0%.   In addition, he cut costs by about 50 bps and reduced losses to less than 0.5%.  At the conclusion of his tenure, he was the Vice President of Operations, running four out of the five departments within the fund.'+
				'Mr. Gale completed his MBA in 2004 at the Crummer School of Business at Rollins College.  He graduated at the top of his class with the Beta Gamma Sigma designation.  His studies focused in finance and international business.';
				elsecond='&nbsp;&nbsp;Mr. Gale’s knowledge and experience is recognized in and outside of the industry.  His involvement in the National Tax Lien Association (www.ntlainfo.org) has been at all levels:  presenter at three annual conferences, board member since 2000, and multiple officer seats, including vice president for two consecutive years.  In September-2006 he represented the industry as a panelist at a mortgage services seminar attended by thousands.  Furthermore, he is the only person within the industry to be engaged by two major investment firms as an expert witness in lawsuits against their previous asset management partners.'+
				'Mr. Gale personally has invested in distressed and delinquent real estate since 1998 and multi-family units since 2000.  He has purchased and managed over $300 million in tax liens throughout 23 states.  He has supervised the renovation and liquidation of hundreds of REO properties.'+  
'On a personal level, Mr. Gale is a volunteer, a student of life, and thrill seeker.  Mr. Gale is a board member of the City of Altamonte Springs Board of Zoning Appeals.  He continues his educational pursuits through books, seminars, and attendance to various MBA level courses.  For retreat he enjoys rock climbing, white-water rafting, mountain biking, wake boarding, and skiing.';						
				break;				
		case 9:
				eltitle='James Dost<br>Accounting Manager';
				elfirst='<img src="img/2.jpg" width="250">';
				elfirst_='&nbsp;&nbsp;Jim joined REO America, Inc., in June of 2006, as the Accounting Manager.  In addition to his duties as Accounting Manager, Jim is responsible for managing the Kentucky tax lien portfolio.'+
'Prior to that Jim was a Consultant for a national consulting company based in Chicago, Illinois.  His duties were to provide small to medium sized companies the policies and procedures necessary to create and maintain profitability.'+
'He also spent 16 years in Milwaukee, WI as the VP of Finance for a thirteen hospital (3,500 beds) Not-for-Profit hospital group. During his tenure there the company processed data for 24 hospitals in Wisconsin and provided group purchasing contracts and agreements to 450 hospitals nationwide.'+
'Jim was awarded Fellowship status by the Healthcare Financial Management Association.'+
'His education includes a B.S. in Business Administration from Indiana University with a major in Accounting.';
				elsecond='';						
				break;								
		case 10:
				eltitle='Pamela Flemming<br>Asset Manager';
				elfirst='<img src="img/3.jpg" width="127">';
				elfirst_='&nbsp;&nbsp;Pamela joined REO America Team in October 2006.  Pamela manages the foreclosure, rehabilitation, marketing and sales of properties in our Mississippi portfolio.  With the Mississippi portfolio triple what it was last year Pamela looks forward to surpassing her sales of 33 properties in 2007.  She has an extended network of investors, real estate agents and contractors in Mississippi who will be instrumental in reaching her goal.'+
'Pamela was previously the accounting manager for one of the largest, independent real estate companies in Southern California, with 450 real estate agents, with its own in-house escrow and loan division.  Pamela not only managed the daily accounting of the company which included assisting the company with meeting California Department of Real Estate Standards, she also over saw the property management of several company owned residential and commercial properties.'+
'Pamela’s studies included pursuits into degrees in the business and accounting programs at Grossmont College in San Diego, Ca.'+
'Pamela is a Florida licensed mortgage broker.';
				elsecond='';						
				break;								
		case 11:
				eltitle='Staci Barkley CAM, CAPS<br>Asset Manager-Property Management Division Director';
				elfirst='<img src="img/4.jpg" width="250">';
				elfirst_='Staci Barkley joined REO America, Inc. in October 2007 and manages the long-term-hold investments, including apartment communities and commercial space.  Her projects at REO America focus upon value-add opportunities in small to mid-sized markets.'+
'Staci brings over 20 years experience in commercial and residential property and project management.  Her former titles range from leasing director to vice president for some of the largest property management firms in the U.S.'+
'Her accomplishments include numerous property repositioning and new construction projects, both commercial and residential.  She consistently increases occupancy and income at properties under her management.  Some of her larger ventures include the supervision of new construction and property management of Wal-Mart Super Centers and “class A” office space.'+
'Her educational background includes a Bachelor’s of Arts in Business Administration from the University of Florida.  In addition she has completed 80 additional credit hours with ASC in Criminal Justice.'+
'Staci is a Certified Apartment Manager (CAM) and Certified Apartment Property Supervisor (CAPS) with the National Apartment Association (NAA) and a Certified Tax Credit Property Manager for the State of Florida.'+
'On a personal level Staci is volunteer for Bread of Life, volunteer instructor for the Apartment Association of Greater Orlando and enjoys Caribbean travel, is a certified open water scuba driver, member of the Harley Davidson Owners Group and an avid rider.  She enjoys reading, music, off shore power boating, NHRA racing and jet skiing in her spare time.  She lives with her husband Arthur of 26 years and their dog Max.';
				elsecond='';						
				break;								
		case 12:
				eltitle='Tiffany Cone<br>Senior Asset Manager - REO Division';
				elfirst='<img src="img/5.jpg" width="250">';
				elfirst_='Tiffany Cone is the Senior Asset Manager at REO America, Inc where she oversees the REO Department. She manages a diverse portfolio of real estate receivables and REO assets.  As part of her duties she develops the various liquidation strategies to maximize profit and turnover of capital.  Her portfolio includes the following states: Arizona, Georgia, Indiana, Michigan, Maryland, South Carolina, Texas and West Virginia. She also oversees the Mississippi portfolio.'+
'Notably, Tiffany was the first employee for REO America, Inc and has been with the company since its inception in 2003. REO America looks to Tiffany for team building, strategic planning and vendor management with all of our clients, over a dozen attorneys, county officials and dozens of realtors and brokers.  Tiffany is especially skilled in managing renovation projects to create value where others could not.  She handles most contract negotiations which include working with county and governmental departments, mortgage holders, former owners and attorneys.'+
'Tiffany was recently accepted into the Graduate School of Business at Rollins College in Winter Park. She intends on beginning in September 2008 and expects to obtain her Masters in Business Administration.'+
'Tiffany enjoys spending the weekends with her husband of three years and infant son.  Her hobbies include arts and crafts, ceramic painting, boating and playing in a softball tournament league where her team holds the 2007 Championship.';
				elsecond='';						
				break;								
		case 1000://mb registration
				break;
	}

	if(link>=0)
	{
    allstr='<table width="100%" border="0" cellspacing="0" cellpadding="0">'+
  '<tr >'+
    '<td style="color:#FFFFFF; padding:20px; font-weight:bold" align="left" colspan="2">'+
    '<div id="titlebody">'+
	eltitle+
	'</div>'+
    '</td>'+
'<!--     <td style="color:#FFFFFF; padding:20px; font-weight:bold" align="center">dsdsdsdsdsd</td>-->'+
 '   </tr>'+
  '<tr>';
   if(link==0)
   {
    allstr='<table width="100%" border="0" cellspacing="0" cellpadding="0" style="margin-top:0px">'+
  '<tr valign="top">'+
    '<td style="color:#FFFFFF; padding:20px; font-weight:bold" align="left" colspan="2">'+
    '<div id="titlebody">'+
	'<center>'+eltitle+'</center>'+
	'</div>'+
    '</td>'+
'<!--     <td style="color:#FFFFFF; padding:20px; font-weight:bold" align="center">dsdsdsdsdsd</td>-->'+
 '   </tr>'+
  '<tr>';   	
	allstr=allstr+' <td style="color:#FFFFFF; padding:20px;padding-top:0px;"  valign="top" colspan="2">'+
	'<center>'+elfirst+'</center>'+
    '</td>'+
  '</tr>'+
'</table>';
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   else
   if(link==7)
	allstr=allstr+' <td style="color:#FFFFFF; padding:10px;padding-top:0px;"  width="3%" valign="top">'+
	 '<img src="img/1.jpg" width="117">'+
    '</td>'+
    ' <td style="color:#FFFFFF; padding:10px;padding-top:0px;"  valign="top align="left"">'+
    '<a href="javascript:setMainText(8);" style="color:#FFFFFF;">Douglas Gale</a>'+
    '</td>'+
  '</tr>'+
  '<tr>'+
 ' <td style="color:#FFFFFF; padding:10px;padding-top:0px;"  width="3%" valign="top">'+
	 '<img src="img/2.jpg" width="117">'+
    '</td>'+
    ' <td style="color:#FFFFFF; padding:10px;padding-top:0px;" valign="top" align="left">'+
    '<a href="javascript:setMainText(9);" style="color:#FFFFFF;">James Dost</a>'+
    '</td>'+    
  '</tr>'+  
  '<tr>'+
 ' <td style="color:#FFFFFF; padding:10px;padding-top:0px;"  width="3%" valign="top">'+
	 '<img src="img/3.jpg" height="103">'+
    '</td>'+
    ' <td style="color:#FFFFFF; padding:10px;padding-top:0px;"  valign="top" align="left">'+
    '<a href="javascript:setMainText(10);" style="color:#FFFFFF;">Pamela Flemming</a>'+
    '</td>'+    
  '</tr>'+  
  '<tr>'+
 ' <td style="color:#FFFFFF; padding:10px;padding-top:0px;"  width="3%" valign="top">'+
		 '<img src="img/4.jpg" width="117">'+
    '</td>'+
    ' <td style="color:#FFFFFF; padding:10px;padding-top:0px;"  valign="top" align="left">'+
    '<a href="javascript:setMainText(11);" style="color:#FFFFFF;">Staci Barkley</a>'+
    '</td>'+    
  '</tr>'+  
  '<tr>'+
 ' <td style="color:#FFFFFF; padding:10px;padding-top:0px;"  width="3%" valign="top">'+
		 '<img src="img/5.jpg" width="117">'+
    '</td>'+
    ' <td style="color:#FFFFFF; padding:10px;padding-top:0px;" valign="top" align="left">'+
    '<a href="javascript:setMainText(12);" style="color:#FFFFFF;">Tiffany Cone</a>'+
    '</td>'+    
  '</tr>'+    
'</table>';
   
   else
   if(link>7)   
	allstr=allstr+' <td style="color:#FFFFFF; padding:10px;padding-top:0px;" width="2%"  valign="top" align="left">'+
	elfirst+
    '</td>'+
    '<td valign="top" style="color:#FFFFFF; padding-right:20px" width="70%">'+
     elfirst_+
    '</td>'+
  '</tr>'+
  ' <td style="color:#FFFFFF;padding-top:0px;padding-right:20px"  valign="top" colspan="2" width="80%">'+
	elsecond+
    '</td>'+
  '</tr>'+
'</table>';   
   else
   allstr=allstr+' <td style="color:#FFFFFF; padding:20px;padding-top:0px;" width="50%" valign="top">'+
    '<div id="firstcolumn">'+
    elfirst+
    '</div>'+
    '</td>'+
    '<td style="color:#FFFFFF; padding:20px;padding-top:0px;" width="50%" valign="top">'+
    '<div id="secondcolumn">'+
    elsecond+
    '</div>'+
    '</td>'+
  '</tr>'+
'</table>';
	}
	else
	{
 	 allstr=allstr+' <td style="color:#FFFFFF; padding:20px;padding-top:0px;"  valign="top" colspan="2">'+
 	 elfirst+
    '</td>'+
  '</tr>'+
'</table>';		
	}	
	elall.innerHTML=allstr;
	elprop=document.getElementById('fprop');
	if(link!=0)
	 elprop.style.display="none";
	else 
	 elprop.style.display="block";
}
function MM_goToURL() { //v3.0
  var i, args=MM_goToURL.arguments; document.MM_returnValue = false;
  for (i=0; i<(args.length-1); i+=2) eval(args[i]+".location='"+args[i+1]+"'");
}